Due to significantly increased fraud in California, Georgia and Tennessee, 
FNB is blocking all non-pinned debit card transactions originating from them. 
If you are traveling in one of those states, please call customer service for additional information.

About FNB

Privacy Notices

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Comptroller of the Currency Customer Assistance Group
1301 McKinney Street
Suite 3450
Houston, TX 77010
(800) 613-6743
(713) 336-4301 (Monday- Friday 7:00 am to 7:00 pm CST)

Privacy Policy
All information provided on your loan application is secured and will be kept completely confidential. All interest rates quoted are subject to change without notice. Please call for most current interest rate quotes.
1. We collect nonpublic personal information about you from the following sources: – Information we receive from you on applications or other forms; – Information about your transactions with us, our affiliates, or others; and – Information we receive from a consumer reporting agency.
2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

* Social Security number * Transaction history
* Account balances * Account transactions
* Payment history * Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does First National Bank share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes-
information about your transactions and experiences
No We don’t share
For our affiliates’ everyday business purposes-
information about your creditworthiness
No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share


Questions? Call toll-free 1-800-460-6678 or go to www.fnbwf.com


Who we are
Who is providing this notice? First National Bank
What We Do
How does First National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards as well as limit appropriate employee access to your information.
How does First National Bank collect my personal information? We collect your personal information, for example, when you
* Open an account
* Give us your contact information
* Make account transactions
* Make a wire transfer
* Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
* sharing for affiliates’ everyday business purposes – information about your creditworthiness
* affiliates from using your information to market to you
* sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on you rights under state law.


Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
First National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
*First National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include securities broker-dealer.


Other Important Information
Alaska, California, Illinois, Maryland, Massachusetts, Mississippi, New Jersey, North Dakota and Vermont Customers – We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization.