on First National Bank

Due to increased fraud in New York state, FNB is blocking all non-pinned debit card transactions originating from there.
If you are planning travel to New York, please call customer service for additional information.

Commercial Banking

Business Interest Checking

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Limited to Sole Proprietors and Non-Profits only, this account earns interest at a competitive rate!

Minimum to open:


  • $1,500 minimum balance requirement to avoid monthly service fee
  • $10.00 monthly service fee* (if balance falls below required minimum)
  • Allows 75 deposited items and 75 debit items
  • Excess transaction fee of $0.30 per deposited item and $0.30 per debit item
  • Business Debit Card available
  • E-Statements with images

**Ask about additional business services: Cash Management, Merchant Credit Card Processing and Remote Deposit Capture.

*The Fee referenced above may not include additional transactional fees that may be incurred by the Customer or Account as part of specific requested activities or events. Examples include Overdraft Fees, ACH Transfer Fees, Wire Transfer Fees, Cashier Check Fees, as well as other requests from our Customers that may not be covered under the base fee referenced above. Please see our RATES AND FEES section of this website for additional information