on First National Bank

Due to increased fraud in New York state, FNB is blocking all non-pinned debit card transactions originating from there.
If you are planning travel to New York, please call customer service for additional information.

Commercial Banking

Small Business Checking

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Designed for small to medium businesses.

Minimum to open:


  • $5,000 minimum balance requirement to avoid monthly service fee
  • $15.00 monthly service fee* (if the balance falls below required minimum)
  • Allows 300 deposited items and 200 debit items
  • Excess transaction fee of $0.30 per deposited item and $0.30 per debit item
  • Business Debit Card available
  • E-Statements with images

**Ask about additional business services: Cash Management, Merchant Credit Card Processing and Remote Deposit Capture.

*The Fee referenced above may not include additional transactional fees that may be incurred by the Customer or Account as part of specific requested activities or events. Examples include Overdraft Fees, ACH Transfer Fees, Wire Transfer Fees, Cashier Check Fees, as well as other requests from our Customers that may not be covered under the base fee referenced above. Please see our RATES AND FEES section of this website for additional information.