Due to significantly increased fraud in California, Georgia and Tennessee, 
FNB is blocking all non-pinned debit card transactions originating from them. 
If you are traveling in one of those states, please call customer service for additional information.

Commercial Banking

Merchant Card Services

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Accepting credit and debit cards is essential to the success of your business and hidden fees for credit card processing can quickly impact your company’s bottom line. First National Bank’s merchant card services program is designed to keep you and your business performing at your best.


  • Quick turnaround on merchant credit card application and set up for VisaTM & MasterCardTM transactions
  • Monthly processing for all VisaTM, MasterCardTM, American ExpressTM and DiscoverTM transactions.
  • Competitive discount rate and transaction fees
  • Easy to read monthly activity reports
  • Support desk availability
  • Equipment purchasing

Notice: Merchant Card Services are subject to approval.

First National Bank