Due to significantly increased fraud in California, New York and North Carolina, 
FNB is blocking all non-pinned debit card transactions originating from them. 
If you are planning travel in one of these states, please call customer service for additional information.

Personal Banking

Basic Checking

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

A non-interest bearing, traditional household account for your basic checking needs!

Minimum to open:


  • ATM/Debit Card
  • E-Statements with images
  • Unlimited check writing
  • $7.50 monthly service fee*
  • No minimum balance

*The Fee referenced above may not include additional transactional fees that may be incurred by the Customer or Account as part of specific requested activities or events. Examples include Overdraft Fees, ACH Transfer Fees, Wire Transfer Fees, Cashier Check Fees, as well as other requests from our Customers that may not be covered under the base fee referenced above. Please see our RATES AND FEES section of this website for additional information