We are pleased to announce that within the next few days, the online banking portion of our website will be refreshed with a brand new look and added functionality. 

The result is the same unified experience, whether you’re on a smartphone, tablet, laptop or desktop computer. If you have already used the updated Mobile Banking App, then you will feel right at home. If not, we hope that you will find the update makes a positive improvement in helping you manage your finances.
  Our goal is to always meet the needs of every customer, so if you have any questions or concerns about the new online banking site, please let us know!

Personal Banking

Savings CD/IRAs


Call Wichita Falls
Call Southlake
- 940.696.3000 -
- 817.481.0158 -

Certificates of Deposit

Guarantee your earnings when you lock in your interest rate!

  • Maturities ranging from 30 days to 60 months
  • Minimum deposit for maturities of one year or less is $1,000 and $500 for maturities over one year
  • Interest can be added back to principal, paid directly by check to you, or deposited into another FNB account
  • Early withdrawal penalties apply
  • Click here for current rates on Certificates of Deposit!

Individual Retirement Plans

Take advantage of tax deferred and/or tax-deductible investment opportunities!

  • Traditional, Coverdell Education Accounts, Roth IRAs available
  • Rollover IRAs
  • Long-term interest compounding
  • Perfect for retirement or education savings!
  • Click here for current rates and terms on IRAs