Due to significantly increased fraud in California, New York and North Carolina, 
FNB is blocking all non-pinned debit card transactions originating from them. 
If you are planning travel in one of these states, please call customer service for additional information.

Personal Banking

Savings CD/IRAs

Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Certificates of Deposit

Guarantee your earnings when you lock in your interest rate!

  • Maturities ranging from 30 days to 60 months
  • Minimum deposit for maturities of one year or less is $1,000 and $500 for maturities over one year
  • Interest can be added back to principal, paid directly by check to you, or deposited into another FNB account
  • Early withdrawal penalties apply
  • Click here for current rates on Certificates of Deposit!

Individual Retirement Plans

Take advantage of tax deferred and/or tax-deductible investment opportunities!

  • Traditional, Coverdell Education Accounts, Roth IRAs available
  • Rollover IRAs
  • Long-term interest compounding
  • Perfect for retirement or education savings!
  • Click here for current rates and terms on IRAs