Due to significantly increased fraud in California and Tennessee, FNB is blocking all non-pinned debit card transactions there.  
If you are traveling in those states, please call customer service for additional information.


In observance of Independence Day and in cooperation with Southlake TownSquare,
First National Bank's Southlake branch will close at 4pm on Friday July 3rd.

Personal Banking

Savings CD/IRAs


Call Wichita Falls
Call Southlake
– 940.696.3000 –
– 817.481.0158 –

Certificates of Deposit

Guarantee your earnings when you lock in your interest rate!

  • Maturities ranging from 30 days to 60 months
  • Minimum deposit for maturities of one year or less is $1,000 and $500 for maturities over one year
  • Interest can be added back to principal, paid directly by check to you, or deposited into another FNB account
  • Early withdrawal penalties apply
  • Click here for current rates on Certificates of Deposit!

Individual Retirement Plans

Take advantage of tax deferred and/or tax-deductible investment opportunities!

  • Traditional, Coverdell Education Accounts, Roth IRAs available
  • Rollover IRAs
  • Long-term interest compounding
  • Perfect for retirement or education savings!
  • Click here for current rates and terms on IRAs